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  • Fraud IS a systematic problem. Along with speaking English correctly. Sorry, had to do it.

    Subject is Fraud, not ever a prepositional phrase (in...). Fraud IS a systematic problem. 

    So, our best and brightest do not speak English correctly, either.  Can we please re-teach English?
    The self-correcting mechanism is to put subject with verb and see if it works. "Fraud is a systematic problem.) Yes. That's it.

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