ACTION

PAYPAL SUSPENDS Bare Naked Islam account and refuses to give a reason why

Not only that, I have a balance in my Paypal account of $6,774.02 and they will not allow me to withdraw the money for 180 days. When I tried to transfer the money to my bank account, all they will transfer is $6.77.

I am pretty sure the reason has something to do with the kind of blog BNI is, but they refuse to state a reason. I have tried calling and emailing them several times. Below are 2 the 7 responses (all the same) to my different emails sent to Paypal.

ORIGINAL EMAIL FROM PAYPAL:

We recently noticed an issue with your account.

What’s the problem?

When you signed up for your PayPal account, you agreed to our User Agreement and Acceptable Use Policy. Because some of your recent transactions violated this policy, we’ve had to permanently limit your account.

Please remove any references to PayPal from your website.

You’ll be able to withdraw any money in your account 180 days after your last transaction. We’ll email you when it’s ready to be withdrawn.

Case ID Number: PP-005-767-187-012

Because of this issue, your account has been permanently limited. We understand this may be frustrating and inconvenient but you’ll still be able to see your transaction history for a limited time.

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Thank you for your email.  As indicated in our letter to you of Apr 27, 2017, your account was permanently limited following our recent review of your account usage.  We regrettably are not able to provide you with information about the basis of that action beyond what is included in our initial letter.

We appreciate your understanding regarding this matter.  If you have any further questions or need our support, please contact us at aup@paypal.com.

 Sincerely, 

PayPal Brand Risk Management

Sophia

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Thank you for your email.  As indicated in our letter to you of Apr 27, 2017, your account was permanently limited following our recent review of your account usage.  We regrettably are not able to provide you with information about the basis of that action beyond what is included in our initial letter.

We appreciate your understanding regarding this matter.  If you have any further questions or need our support, please contact us at aup@paypal.com.

 Sincerely,

 PayPal Brand Risk Management

Jeff

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I will be setting up a new way to accept donations and advertising payments. If you are a BNI monthly donator, your automatic payments no longer will be processed by Paypal. If you are a BNI advertiser, please contact me at barenakedislam@gmail.com to arrange payment temporarily until a new system is installed. I am open to suggestions if you have any.

There already is a Class Action suit against Paypal over this policy: you-may-be-owed-money-from-paypal-in-class-action-settlement-for-improper-holds-reserves-and-suspension-of-paypal-accounts

PAYPAL Prohibited Activities

You may not use the PayPal service for activities that:

1. violate any law, statute, ordinance or regulation.
2. relate to transactions involving (a) narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, (b) drug paraphernalia, (c) cigarettes, (d) items that encourage, promote, facilitate or instruct others to engage in illegal activity, (e) stolen goods including digital and virtual goods, (f) the promotion of hate, violence, racial intolerance or the financial exploitation of a crime, (g) items that are considered obscene, (h) items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction, (i) certain sexually oriented materials or services, (j) ammunition, firearms, or certain firearm parts or accessories, or (k) certain weapons or knives regulated under applicable law.
3. relate to transactions that (a) show the personal information of third parties in violation of applicable law, (b) support pyramid or ponzi schemes, matrix programs, other “get rich quick” schemes or certain multi-level marketing programs, (c) are associated with purchases of annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card, (d) are for the sale of certain items before the seller has control or possession of the item, (e) are by payment processors to collect payments on behalf of merchants, (f) are associated with the sale of traveler’s cheques or money orders, (h) involve currency exchanges or cheque cashing businesses, (i) involve certain credit repair, debt settlement services, credit transactions or insurance activities, or (k) involve offering or receiving payments for the purpose of bribery or corruption.
4. involve the sales of products or services identified by government agencies to have a high likelihood of being fraudulent.

Below is a link to questions and answers about Paypal’s policies from a site appropriately named Screw Paypal

Can PayPal Take My Money And Not Give It Back?

Yes, PayPal can take your money and not give it back. However, PayPal cannot say, “We are taking your money and not giving it back.” They give other seemingly legitimate reasons.

PayPal can make you pay for chargebacks that you are not responsible for, PayPal can take your funds to satisfy customer complaints, PayPal can charge you with violating one of their agreements and take $500 out of your PayPal account FOR EACH ACCUSATION OF “VIOLATION” made against you.

Usually, there is no appeal when such actions happen. You will not win with PayPal unless you decide to take legal action. However PayPal is careful on who they target: they will make sure they victimize somebody who is not likely to take them to court (i.e., the amount of money taken from you is less than what it would cost you to take them to court).

In effect, PayPal can make up any excuse that they want and force you to pay. They have complete control over your PayPal account. If they want to debit your account, they can.